Fractional CFO Services

An accountant produces financial information; a CFO uses it to drive decisions. Specifically: setting up the financial architecture so the right information arrives in the right form to the right people; leading lender and investor conversations; reviewing major financial decisions before they happen; designing performance management systems; coaching the finance team; and translating financial information into board-ready strategic insight. None of these are accountant-level work, regardless of how senior the accountant is.

Most engagements are between four and ten days per month. The exact level depends on the business's complexity, the maturity of its finance function, and the immediacy of strategic activity (fundraising, M&A, restructuring). A growing company with stable operations often runs at four to six days; a company in active fundraise or under operational pressure may need ten or more. The level can flex up and down through the engagement.

Interim is typically full-time, time-bounded (often three to six months), and used to bridge a gap between substantive CFOs. Fractional is part-time and ongoing — the right answer when the business doesn't need a full-time CFO yet. U.R.P. & Associates offers both; the right answer depends on the business stage. We sometimes start interim and transition to fractional as the company stabilises, or start fractional and step up to interim through a specific intense period.

Yes — this is one of the highest-value applications. The fractional CFO leads financial model preparation, data room build, investor financial DD response, and ongoing investor relationship management through the round. Post-close, the same CFO can lead reporting to new investors. Founders who go into a fundraise with senior CFO support close on materially better terms than those who don't.

Typically NPR 50 million to NPR 500 million in revenue, though the range is wider depending on complexity. Below NPR 50 million, the founder usually still does finance personally — what's needed is bookkeeping and tax compliance, not a CFO. Above NPR 500 million, most businesses can support and need full-time CFO leadership. The fractional model fits the window where the business has outgrown the founder-led finance approach but cannot yet justify the full-time hire.